Don Crozier Mortgage Loan Advisor San Jose, California, United States Summary As a world-class mortgage broker, Don Crozier brings an unparalleled level of expertise and professionalism to the table. With 34 years of experience in the industry, he has established a reputation for providing exceptional service to clients of all backgrounds and financial situations. Don is passionate about helping individuals and families achieve their dreams of homeownership. He takes the time to listen to clients' needs and carefully assess their financial situation to provide tailored solutions that meet their unique needs. With a deep understanding of the mortgage market and an extensive network of over 200 lending industry sources, he can not only offer an unprecedented portfolio of residential & commercial loans but also with the best possible rates and terms for his clients. But what really sets Don apart is his commitment to building long-term relationships with clients. He understands that securing a Mortgage is just the first step in a lifelong journey, and he is there to provide guidance and support at every stage of the process. Whether clients are first-time homebuyers or seasoned investors, Don is dedicated to helping them achieve their financial goals and realize their dreams. With a proven track record of success and a reputation for Excellence, Don is a trusted advisor and partner for clients seeking to navigate the complex world of mortgages. Whether you're buying your first home or looking to refinance your existing mortgage, he has the expertise and experience to help you achieve your goals.
We are a leading mortgage company dedicated to providing exceptional service and competitive rates to homebuyers and homeowners. Our team of experienced professionals is committed to making the mortgage process simple, transparent, and stress-free.
With access to a wide range of loan products and lenders, we help you find the perfect mortgage solution tailored to your financial goals and circumstances.
We offer a comprehensive range of mortgage products including conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and more. Whether you're buying your first home, refinancing, or investing in property, we have loan options to meet your needs.
The typical mortgage process takes 30-45 days from application to closing. However, the timeline can vary based on factors such as loan type, property type, and how quickly you provide required documentation. We work diligently to expedite the process while ensuring everything is handled correctly.
Credit score requirements vary by loan type. Conventional loans typically require a minimum score of 620, while FHA loans may accept scores as low as 580. We can help you understand your options and work with you to improve your credit if needed.
Down payment requirements vary by loan type. FHA loans can require as little as 3.5% down, while conventional loans may require 3-20% depending on the terms. VA and USDA loans may offer zero down payment options for qualified borrowers. We'll help you determine the best option for your situation.
Contact me today to discuss your mortgage needs and get personalized rate quotes. I'm here to guide you through every step of the home financing process and help you achieve your homeownership goals.