Michelle's unwavering commitment to her clients and her industry, combined with her extensive experience and leadership roles, make her a trusted partner for anyone seeking mortgage solutions. Her passion for making a difference is not just a statement; it's a way of life.
We are a leading mortgage company dedicated to providing exceptional service and competitive rates to homebuyers and homeowners. Our team of experienced professionals is committed to making the mortgage process simple, transparent, and stress-free.
With access to a wide range of loan products and lenders, we help you find the perfect mortgage solution tailored to your financial goals and circumstances.
We offer a comprehensive range of mortgage products including conventional loans, FHA loans, VA loans, USDA loans, jumbo loans, and more. Whether you're buying your first home, refinancing, or investing in property, we have loan options to meet your needs.
The typical mortgage process takes 30-45 days from application to closing. However, the timeline can vary based on factors such as loan type, property type, and how quickly you provide required documentation. We work diligently to expedite the process while ensuring everything is handled correctly.
Credit score requirements vary by loan type. Conventional loans typically require a minimum score of 620, while FHA loans may accept scores as low as 580. We can help you understand your options and work with you to improve your credit if needed.
Down payment requirements vary by loan type. FHA loans can require as little as 3.5% down, while conventional loans may require 3-20% depending on the terms. VA and USDA loans may offer zero down payment options for qualified borrowers. We'll help you determine the best option for your situation.
Contact me today to discuss your mortgage needs and get personalized rate quotes. I'm here to guide you through every step of the home financing process and help you achieve your homeownership goals.